Petal is a responsible credit card company for the modern world.

The world needs a responsible credit card company. One that doesn’t charge fees, helps you spend within a budget, and rewards you when you pay on time.

We started Petal to allow more people to access safe, modern, affordable credit and start building their financial lives. We developed technology to help more people qualify for cards, using bank statements in addition to credit scores.

But there’s a lot more broken in the credit industry than just the way people get approved. Fees are too high, user experiences are outdated, and terms are confusing--all together, this can get people into a lot of trouble. We asked ourselves: why isn’t there a credit card out there designed to help people succeed financially?