General Manager of Lending

• P&L Management and Business Growth
• Credit Policy, Risk Governance, and Regulatory Oversight
• Active Portfolio and Performance Management
• Growth in active lending users and repeat engagement
• Expansion of lending’s contribution to deposit growth and new customer acquisition
• Improved credit performance (delinquencies, NCOs, vintage stability)
• Successful delivery of BNPL and Flex products
• Strength of internal controls and regulatory outcomes (no significant findings)
• Strength and cohesion of the cross-functional Lending team

• 12+ years of progressive leadership experience in consumer lending, with at least 5 years managing a significant P&L
• Deep expertise in operating within a regulated banking environment (OCC, FDIC)
• Proven ownership of a Credit Policy Framework
• Exceptional command of consumer credit risk management, including the use of traditional and alternative data
• Strong understanding of CECL accounting standards
• Demonstrated ability to build, scale, and optimize credit products
• Exceptional collaboration, communication, and presentation skills
• Comfort with supporting a vision for focused experimentation with ML and AI
• Proven ability to translate lending insights into customer engagement and product design improvements

Pay range: $200K - $350K

• Bonus
• Equity
• Competitive benefits